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Credit Assistance Programs in Birmingham, AL

Open Today! Sales: 1pm-6pm
Call us at: 205-383-1619

Get Financed Today at Hendrick Chevrolet Hoover

The Hendrick Chevrolet Hoover finance department offers our Birmingham, Alabama customers access to credit assistance and available bankruptcy approval programs designed to help even the most credit challenged individuals obtain a new or quality used vehicle. We understand that not everyone has perfect credit, but we don’t believe that should disqualify you from obtaining the vehicle you’re looking to purchase. Regardless of your current credit score or your previous credit history, Hendrick Chevrolet Hoover wants to help! The experienced personnel that make up our finance department work hard to provide our customers in Birmingham and all of the surrounding communities with the opportunity to purchase a quality vehicle, while also helping them improve their credit score through an auto loan they can afford.

At the Hendrick Chevrolet Hoover Credit Center we strive to make it easy for our Alabama customers to get financed. Visit 1620 Montgomery Hwy in Birmingham to speak with one of our automotive finance specialists in person, or you can call 205-383-1619 to speak with a financing representative by phone. We even offer a convenient online financing application that you can complete to possibly receive instant credit approval! If you live in Birmingham or any or the surrounding Alabama areas, come by today and let our credit assistance team tailor a car loan designed specifically for you.


What Documentation Should You Bring to The Dealership for Financing?

As with any auto loan from an automotive loan provider, the applicant will be required to provide records, for example, proof of auto insurance and a current, valid driver’s license. If applying a subprime car loan, the applicant will have to bring a few additional records. The reason for extra documents is a moneylender is incurring a high risk when financing a subprime car loan. By requiring additional documents, the financer is taking additional steps to ensure that the loan will be likely to benefit both the applicant and the lending institutions.

Here is a rundown of the documentation that subprime loan provider suggest that you carry with you when you initially go to the dealership finance department:

➤ A valid driver’s license – Verify your license is not expired, revoked, or suspended. Also ensure the address listed on your driver’s license is current and matches your state of residence.
➤ Proof of insurance – Take care to include the name of your agent and a reliable contact number. Preemptively adding a new car to your policy will not be necessary until approval.
➤ Proof of residency – A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
➤ Proof of employment – For approval, a recent (within 30 days) pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of professionally prepared tax returns.
➤ A list of personal references – Most finance professionals expect six references. A reference means any individual that knows you personally — be it a family member, friend, or work colleague. Your list should include full names, addresses, and phone numbers. Keep in mind your references cannot reside at the same address. As a courtesy, get permission from your references before listing them as a lender may contact them.
➤ Phone number verification – Any phone number provided must be in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.

Additional documentation is required if any of the following apply to you:

➤ Individuals trading in a vehicle must provide the title.
➤ Individuals who have completed a bankruptcy must provide discharge papers.
➤ Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.

Hendrick Vehicle Disclaimer:
$799.00 Dealer Administrative Charge not included in advertised price.

Advertised prices EXCLUDE options added by the dealer and displayed on the vehicle’s window sticker addendum. Please contact dealer for additional details.

All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Must retail purchase new or pre-owned vehicle between November 9th and November 25th 2022. Vehicle must be in stock at Hendrick Hoover Auto Mall. Offer cannot be combined with any other incentives or dealer discounts. Pre-order, previous, or transfer purchases do not qualify. Visa gift card provided on location or by mail within 10 business days. Offer cannot be exchanged for discount or cash. One gift card available per sold vehicle. See dealer for details.

Well-qualified customers who purchase a new, used, or certified preowned vehicle, 5 model years or newer with less than 72K miles between November 15, 2022 and January 2, 2023 and finance through a participating dealer and lender have an option to defer monthly payments for 90 days from contract date. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other lender financing offers. 72 months maximum term limit. Non-commercial transactions only. Equal monthly payments only. Dealer participation required. Not available to Pennsylvania residents, see your dealer for details. Must take retail delivery by January 2, 2023.

 

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Main 205-383-1619 Sales 205-383-1619
1620 Montgomery Hwy
Hoover, AL 35216
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Main 205-383-1619 Sales 205-383-1619
1620 Montgomery Hwy
Hoover, AL 35216
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Hendrick Chevrolet Hoover , .